PayPal Fee Calculator
Calculate PayPal fees, the net amount you receive, and how much to charge to cover the fee.
Overview
Use this PayPal Fee Calculator to estimate the fee on a payment, the net amount you will receive, or the amount you need to charge so that fees are covered. Enter the transaction amount, percentage fee, and fixed fee, then review the estimated results.
How it works
The calculator applies a percentage fee and a fixed fee to the payment amount. For a normal fee deduction, it calculates fee = amount × rate + fixed fee, then subtracts that fee from the payment to estimate your net receipt. For reverse calculations, it works backwards by dividing the target net amount plus the fixed fee by one minus the fee rate, which estimates the gross amount needed to leave your desired amount after fees.
How to use this calculator
- 1Enter the transaction amount if you want to see the fee deducted from a payment.
- 2Add the PayPal percentage fee and fixed fee that apply to your transaction.
- 3Choose the calculation mode that matches your goal.
- 4Enter a target net amount if you want to work backwards from what you want to receive.
- 5Review the estimated fee, net amount, or total amount to charge.
Example Calculation
Transaction Amount
$100
PayPal Fee Rate
3%
Fixed Fee
$0
Calculation Mode
deduct
Target Net Amount
$100
PayPal Fee
$3.48
For a $100 payment with a 2.99% fee and a $0.49 fixed fee, the estimated PayPal fee is about $3.48 and the net amount received is about $96.52. To receive $100 net under the same fee structure, you would need to charge about $103.48.
Frequently asked questions
What does this PayPal Fee Calculator estimate?
It estimates the PayPal fee on a transaction, the net amount you receive after fees, and the gross amount to charge if you want to receive a specific net amount.
How do I calculate PayPal fees manually?
A common method is to multiply the payment amount by the percentage fee, then add the fixed fee. Net amount is the payment amount minus that total fee.
Can I use this calculator for different PayPal fee rates?
Yes. You can enter your own percentage fee and fixed fee to match your account, transaction type, or country.
Does this calculator include international or currency conversion fees?
No. It only estimates a standard percentage fee plus a fixed fee. Extra charges such as cross-border or conversion fees are not included unless you add them into your inputs.
How do I work out how much to charge to cover PayPal fees?
Use the reverse mode and enter the net amount you want to receive. The calculator estimates the gross amount needed so that your target amount remains after fees.
Why might the actual PayPal fee be different?
Actual fees can vary by region, payment source, business type, account terms, and whether extra fees apply for international payments or refunds.
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Assumptions and warnings
Assumptions
- The calculator uses a simple percentage fee plus a fixed fee per transaction.
- Results are estimates and depend on the exact PayPal fee structure that applies to your account and payment type.
- Currency conversion fees, cross-border fees, chargebacks, and refunds are not included.
- The reverse calculation assumes the percentage fee is applied to the full charged amount.
Warnings
- This calculator provides an estimate only and is not financial advice.
- Actual PayPal fees may vary by country, account type, currency, and transaction category.