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Stripe Fee Calculator

Estimate Stripe processing fees, net payout, and the amount to charge to receive your target amount.

Your Details

Overview

Use this Stripe Fee Calculator to estimate processing fees, your net payout, and the gross amount needed to receive a target net payment. Enter the transaction amount, percentage fee, fixed fee, and optionally a refund amount to see how fees affect each sale.

How it works

The calculator estimates Stripe fees by applying the percentage fee to the transaction amount and then adding the fixed fee. Net payout is calculated by subtracting the estimated fee and any refund amount from the transaction amount. To estimate the amount you need to charge for a desired net amount, the calculator reverses the fee formula so the final amount received after fees matches your target.

How to use this calculator

  1. 1Enter the transaction amount the customer pays.
  2. 2Add the percentage fee charged on the transaction.
  3. 3Enter the fixed fee charged per payment.
  4. 4Optional: enter any refund amount to reduce the estimated net payout.
  5. 5Enter your target net amount to see how much you may need to charge.
  6. 6Review the estimated fee, net payout, effective fee rate, and gross-up amount.

Example Calculation

Transaction Amount

$100

Percentage Fee

3%

Fixed Fee

$0

Refund Amount

$0

Target Net Amount

$100

Estimated Stripe Fee

$3.20

If you charge $100 with a 2.9% fee and a $0.30 fixed fee, the estimated Stripe fee is $3.20 and the net payout is $96.80. To receive about $100 after fees, you would need to charge about $103.30.

Frequently asked questions

What does this Stripe Fee Calculator estimate?

It estimates the processing fee on a transaction, the net amount left after fees, the effective fee rate, and the gross amount needed to reach a target net payout.

Does this calculator include Stripe refunds or disputes?

It can reflect a refund amount you enter as a reduction to net payout, but it does not model all refund policies, dispute fees, or chargeback costs.

Can I use this for different Stripe fee rates?

Yes. You can enter any percentage fee and fixed fee that match your pricing, payment method, or country.

Why is the effective fee rate different from the percentage fee?

The effective fee rate includes both the percentage fee and the fixed fee, so it is usually higher on smaller transactions.

How does the target net calculation work?

It works backwards from your desired net amount and estimates the gross charge needed after applying the percentage and fixed fee.

Are the results exact?

No. They are estimates based on the fee inputs you provide and may differ from actual Stripe charges.

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Assumptions and warnings

Assumptions

  • The calculator uses a simple percentage fee plus a fixed fee per transaction.
  • Results are estimates and do not include disputes, chargebacks, currency conversion, taxes, or other Stripe products and services.
  • Any refund amount entered is treated as a direct reduction to your net payout.
  • The gross-up calculation assumes the same fee structure applies to the full charged amount.

Warnings

  • This calculator provides an estimate only and is not financial advice.
  • Actual Stripe fees can vary by country, payment method, account terms, and additional services.